Funeral Cost Comparison
🔍 Get itemized price lists from at least 2–3 funeral homes. Federal law (the FTC Funeral Rule) requires funeral homes to provide a General Price List upon request — you don't have to go in person.
✂️ You can decline embalming in most situations. It's rarely legally required and adds $700–$900 to the cost.
⚰️ You can supply your own casket or urn. Funeral homes cannot refuse third-party caskets (FTC Rule). A casket from Costco or Walmart can save $1,000–$3,000.
🌿 Green burial (natural burial without embalming or vault) is typically the most affordable burial option and is available in all 50 states.
💳 Don't pay for everything upfront. Some costs (like cemetery fees) can be negotiated separately. Consider a payment plan if needed.
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What's Included in Each Option
Full Burial
Includes basic services fee, transport, embalming (optional), viewing, ceremony, hearse, casket, and cemetery fees (plot, opening/closing, grave marker). The most traditional option.
Cremation with Service
Includes basic services fee, transport, cremation, urn, optional viewing, memorial ceremony, and reception. Growing in popularity — now accounts for over 60% of US dispositions.
Direct Cremation
The most affordable option. Remains are cremated without a formal viewing or ceremony. Families often hold a separate memorial service later, which can be more personal and less expensive.
Green / Natural Burial
No embalming, no vault, biodegradable casket or shroud. Available at dedicated natural burial grounds and many conventional cemeteries. Often less expensive than traditional burial.