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Funeral Cost Calculator

Compare the cost of burial, cremation, and other options side by side — with itemized breakdowns based on real regional averages. Know what to expect before you walk into a funeral home.

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Funeral Cost Comparison

Money-saving tips

🔍 Get itemized price lists from at least 2–3 funeral homes. Federal law (the FTC Funeral Rule) requires funeral homes to provide a General Price List upon request — you don't have to go in person.

✂️ You can decline embalming in most situations. It's rarely legally required and adds $700–$900 to the cost.

⚰️ You can supply your own casket or urn. Funeral homes cannot refuse third-party caskets (FTC Rule). A casket from Costco or Walmart can save $1,000–$3,000.

🌿 Green burial (natural burial without embalming or vault) is typically the most affordable burial option and is available in all 50 states.

💳 Don't pay for everything upfront. Some costs (like cemetery fees) can be negotiated separately. Consider a payment plan if needed.

Get our complete funeral planning checklist — everything to ask, compare, and decide.

Read: How to Plan a Funeral →

What's Included in Each Option

Full Burial

Includes basic services fee, transport, embalming (optional), viewing, ceremony, hearse, casket, and cemetery fees (plot, opening/closing, grave marker). The most traditional option.

Cremation with Service

Includes basic services fee, transport, cremation, urn, optional viewing, memorial ceremony, and reception. Growing in popularity — now accounts for over 60% of US dispositions.

Direct Cremation

The most affordable option. Remains are cremated without a formal viewing or ceremony. Families often hold a separate memorial service later, which can be more personal and less expensive.

Green / Natural Burial

No embalming, no vault, biodegradable casket or shroud. Available at dedicated natural burial grounds and many conventional cemeteries. Often less expensive than traditional burial.

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